Expert insight, analysis and comment on key public policy issues
By Hayley James Filed Under: All posts, Growth and Inclusion Posted:
In December, 2016, the UK government announced there would be a review of auto-enrolment, the policy mechanism adopted in 2012 to increase saving in workplace pensions. University of Manchester researcher Hayley James considers what is known about the impact of auto-enrolment on pension saving so far and which groups this policy is leaving behind. Since […]
By Debora Price Filed Under: All posts Posted:
MPs have called for cuts to state pension generosity, but Professor Debora Price says it is unfairness within generations that needs solving. The public have become used to portrayals of older people as sitting on gold-plated pensions and valuable housing, allowing them to live a life of luxury and leisure. By contrast, the young who cannot […]
Workers and employers pay a fortune into pension schemes. Yet they put up with a system that delivers very poor value for money, explains John Read. Pension schemes face serious challenges – an ageing society and poor investment returns following the ‘Great Recession’ are just two of them. In short, pension systems have not moved […]
If you intend to retire within the next year, then the best course of action may simply be not to, warns John Read. Chancellor George Osborne made a bold claim in last week’s Budget. “Last year I unlocked pensions with freedom for millions of savers,” he said. Yet the reality is very different. That so-called […]
By John Read Filed Under: All posts, Featured, Whitehall Watch Posted:
The starting gun for the General Election has been fired, with less than 100 days to go before we vote. But, asks John Read, will the parties have the courage to discuss how future governments will pay for workers’ retirement? Financing the state pensions of the next generation of retired workers is a key challenge […]